The 8 Money Moves You'll Wish You Already Knew About

The Cheat Sheet

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If you're looking to optimize, prioritize, learn and take control of your money. You need to read this. These are the services your likely haven't heard of, but probably should be using.

1. Get $5.00 to Start Micro-Investing

Newer investors often don't know where to begin. But understand they have to do something to prepare themselves for retirement.

Investing with Stash is a good place to start. You can put a small amount towards your future. Investing as little as $5.00 to get started. Their app is very user friendly & easy to connect with your bank. From there you can set up "Auto-Stash" and begin a monthly contribution.  Some other features include: Smart Save, REITS, IRA/Roth IRA, Custodial accounts.

Those who are Savvy users get $5.00 in their account to start.

2. Start getting paid for your online shopping

Paribus keeps track of price drops so that you can get the price different back.

This website can also track the delivery status of online purchases at select retailers, so if your order arrives later than promised, you can get compensation.

Sign up now! Paribus is free to join, and you can keep 100% of the savings!

Follow this link to Sign up

(Paribus compensates us when you sign up for Paribus using the links we provided).

3. Turn your spare change into an investment

Download Acorns and they'll automatically invest your small change, saving you lots of time!

Say you buy a coffee for $2.40, Acorns will invest the extra 0.60. Easy. You'll be surprised by how much change you can build up in a just a few months. Plus brands like Nike, Walmart and many others will give you % back on your purchases just for shopping with them.

Get Acorns Here

4. Trim your monthly costs in just 5 minutes

Trim is a robot that will negotiate expensive bills from major providers, like Comcast and Time Warner, to save you time and money.

Contact Trim by signing up with Facebook or your email address, then upload your most recent bill and the robot will take care of the rest.

5. Pay way less to drive your car (Average Saved $368/Yr)

The Zebra is an online search engine that compares car insurance options from more than 200 providers, which could save you a fortune. .

The Zebra has helped over five million drivers save an average of $368 every year on car insurance. Sign up to join that number!

Don't need car insurance? The Lemonade may be right for you. Renters insurance starts at $5/month. Homeowners at $25/month. Check it out here.

6. Take control of your credit - for FREE

Approximately 20% of people have an error on their credit score that is negatively affecting their score. Luckily Credit Sesame is here to help.

You might have heard about Credit Sesame on the Today Show or in The Wall Street Journal. They can give you insight into your credit score and let you know if there's anything you need to worry about.

The best part is that they will do it all for free! Check your credit score here!

Don't forget to sign up to receive alerts so that you can take action when your credit score rises or falls.

7. Avg User Earns $25/Week with This App

Everyone loves to shop but not everyone has Shopkick - the app that rewards you with FREE gift cards for the shopping you already do!

Do you want to treat yourself without feeling guilty? Do you always buy the things you need, but rarely what you want? Do you want to earn rewards with minimal effort? Join the millions of Shopkickers who have earned over $68.5 million that they use to redeem free gift cards to shop at Starbucks, Amazon, Walmart, Sephora, Target, and more.

How to get started:

1. Download the app for free (Download iPhone OR Download Android)

2. Walk into stores and open the app to earn your first kicks

3. Find items on the app and scan their barcodes to earn kicks

4. Purchase the items and scan your receipt to earn even more kicks

5. Redeem your kicks for Free Gift Cards

It's that easy - now you're ready so get to it and get some gift cards!

Download Shopkick for iPhone OR Download Shopkick for Android

8. Turn your free time into cash!

My Dad never pays to see a movie using this technique. It takes some time to do surveys. But he's always going to movies! Here are some of the best rated places to earn.


Skip the points and get cash deposited straight to your account for doing fun things like watching videos, shopping online, and surfing the web.

What I love about InboxDollars is that each of their surveys tells you how long it will take to complete and how much you can gain from the survey before you start.

They don't plan on wasting your time, and are committed to making you money.  

Sign up now and get $5!

Opinion Outpost

It takes less than one minute to sign up for Opinion Outpost to earn cash or gift vouchers to popular brands.

These paid online surveys ask your opinion about sports, electronics, medicine, what you ate for breakfast, and many other fun topics.

And the best part is that for every survey you complete, you get paid and one entry into their quarterly sweepstakes for a $10,000 cash prize.

Sign up now to enter their $10,000 prize draw!


It's never been this easy to earn free gift cards and cash without having to put too much effort.

Swagbucks will give you points for surfing the web, watching fun videos, and answering surveys.

Then you can redeem these points for gift cards from major retailers like Amazon, Walmart, or get money from PayPal.        

Swagbucks gives out 7,000 free gift cards every day, so join now!

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